Privacy Policy
The following policy explains how TheCarCredit.com gathers and uses personal information in detail. This policy may change from time to time and Thecarcredit.com reserves the right to change or modify this policy at any time with or without notice. If you have any questions about this policy, please feel free to contact us
By registering and using this Site, you signify your acceptance of this Policy. If you do not agree to the terms of this Policy, in whole or part, you should not use this Site, and should immediately terminate your registration.
Consent to Check Credit
By submitting your information for a car financing quote, you certify that all of the statements in your application are true and complete and are made for the purpose of obtaining credit. You expressly agree to provide and/or authorize TheCarCredit.com and/or lending, automobile dealer, or affiliate partners to obtain such additional information as may be required, including checking your credit report or FICO score in order to complete the processing of your application. You understand that checking your credit report may produce an inquiry to appear on your credit report.
TheCarCredit.com forwards this application and your financial information to one or more third party lenders that may be able to offer you, or assist you in finding, financing that meets your needs. They offer or arrange dealer financing rather than a direct loan from a lender.
BY SUBMITTING THIS APPLICATION, YOU AUTHORIZE YOUR FINANCIAL INFORMATION TO BE FORWARDED AS ABOVE-DESCRIBED. YOU FURTHER AUTHORIZE THECARCREDIT.COM AND ROUTE 23 AUTOMALL TO HELP YOU OBTAIN AUTO FINANCING THROUGH AUTO LENDERS.
Policies for Individuals Under 18
No information should be submitted to or posted at Thecarcredit.com’s site by users under 18 years of age.
No information collected from users under 18 years of age is used for any marketing or promotional purposes whatsoever, either inside or outside TheCarCredit.com
Policies for Individuals 18 Years of Age or Older
With the permission of a user who is 18 years of age or over, information submitted at the time of Registration or submission may be used for marketing and promotional purposes by TheCarCredit.com and may be shared with our affiliates or companies that have been pre-screened by TheCarCredit.com. If a user objects to such use for any reason, he/she may stop that use by e-mail request. Once you have registered with TheCarCredit.com, every effort will be made to maintain your information in a secure environment by TheCarCredit.com and our affiliates.
If you wish to modify your Registration information or stop receiving e-mail updates from Thecarcredit.com, just send a request via the Contact Us page.
About IP Addresses
TheCarCredit.com collects IP addresses for the purposes of system administration and to report aggregate information to our partners.
An IP address is a number that’s automatically assigned to your computer whenever you’re surfing the Web. Web servers – the big computers that “serve” up Web pages – automatically identify your computer by its IP address.
When users request pages from Thecarcredit.com, our servers log the users’ IP addresses. We do not link IP addresses to anything personally identifiable. This means that a user’s session will be logged, but the user remains anonymous to us.
Use of Cookies
What are cookies? Cookies are pieces of information that a Web site transfers to an individual’s hard drive for record-keeping purposes. Cookies make Web-surfing easier for you by saving your passwords, purchases, and preferences while you’re at our site. The use of cookies is an Industry standard – you’ll find them at most major Web sites.
By showing how and when users use the site, cookies help us see which areas are popular and which are not. Many improvements and updates to the site are based on such data as total number of visitors and pages viewed. This information is most easily tracked with cookies. If you accept the first tracking cookie from any Thecarcredit.com web site, you won’t be offered as many afterwards.
Examples of How TheCarCredit.com Uses Cookies
A cookie lets the computers remember that you’ve visited, which allows us to speed up your future activities at our site. The cookie expires once you’re done with your visit. Letting it do the record keeping saves you the trouble of entering information over and over again during a single visit. If you decline this cookie, you may have difficulty during the loan application process.
How TheCarCredit.com Does Not Use Cookies
TheCarCredit.com never uses cookies to retrieve information from your computer that was not originally sent in a cookie. Except as described below, Thecarcredit.com does not use information transferred through cookies for any promotional or marketing purposes, nor is that information shared with any third parties whatsoever.
TheCarCredit.com does not use cookies to identify specific individuals, except in such cases as loan applications.
You may occasionally get cookies from our advertisers. TheCarCredit.com does not control these cookies, and these cookies are not subject to the TheCarCredit.com cookie policy. The use of advertising cookies sent by third-party servers is standard in the Internet industry.
Most browsers are initially set to accept cookies. If you’d prefer, you can set yours to refuse cookies or to alert you when cookies are being sent. However, it is possible that some parts of the site, such as the shopping, contest, and game areas, will not function properly if you do so.
Links to Other Sites
Users should be aware that when you are on TheCarCredit.com you could be directed to other sites that are beyond our control. There are links to other sites from TheCarCredit.com that take you outside our service. For example, if you click on a banner advertisement or a TheCarCredit.com search result, the click takes you off the Thecarcredit.com site. This includes links from advertisers, sponsors, and partners that may use TheCarCredit.com’s logo as part of a co-branding agreement. These other sites may send their own cookies to users, collect data, or solicit personal information. Always be aware of where you end up.
Your Acceptance of These Terms
By using this site, you signify your assent to the TheCarCredit.com Privacy Policy. If you do not agree to this policy, please do not use our site. Your continued use of the TheCarCredit.com site following the posting of changes to these terms will mean you accept those changes. You can send e-mail to us with any further questions.