Frequently Asked Questions

Below you will find a few frequently asked questions by our users.

I am a first-time car buyer. Do I qualify?
Yes. Our network of lenders accepts applications from first-time car buyers looking for financing options.

I have bad credit. Can I still apply?
Yes. Having bad credit history does not automatically disqualify from getting a car loan.

Can I apply if I am self-employed?
Yes. We may ask you for additional information about your company.

How do I qualify for a loan?
A few minimum requirements must be met in order to receive a car loan:
1. You must be at least 18 years of age with a valid driver’s license.
2. You should have a regular monthly income of at least $2000.
Prior bankruptcy or poor credit history do not automatically disqualify you – you may still apply for a car loan.

How much will the loan cost?
The cost of the loan and APR depends on information in your application. Use our simple, no obligation online application and the terms will be presented to you. If the terms and fees are not what you are looking for, do not sign the loan agreement. The application process itself is 100% free. See our rates & fees page for additional information.